Non-traditional Health Benefits.

by Health Fairs Management on August 30, 2010

Evidence-based medicine has become a big buzzword in healthcare over the last few years. But certain non-traditional treatments, like chiropractic care, may also prove effective in certain cases.

The key –  Using these treatments also to – not instead of – conventional medicine may prove more cost-efficient in the long term.

What the latest research says

Do these five common complimentary treatments belong on your health plan? Here’s what recent research suggests –

1) Chiropractic care. Studies suggest these treatments might help cut absenteeism for workers with uncomplicated lower back pain, namely for individuals  who’ve had it for less than a month.

2) Acupuncture. Research shows acupuncture can help relieve osteoarthritis, chronic migraines, post-operative pain, low-back pain, fibromyalgia and carpal tunnel syndrome. There’s less evidence about its effectiveness as a tandem treatment for other conditions.

3) Acupressure. There’s no significant research to show this needle-free variation of acupuncture (a therapist applies pressure to specific points on the body) has the same medical benefits.

4) Biofeedback. According to the Mayo Clinic, there’s now some research to suggest this treatment can help with some types of chronic pain, particularly tension headaches and muscle pain.

How it works –  Monitors display a patient’s heart rate, breathing patterns, body temperature and muscle activity. A therapist then teaches the patient how to lower these readings via relaxation.

5) Aromatherapy. as yet, there’s no evidence of direct medical benefits. While it could be a relaxing treatment to reduce stress, few firms – if any – foot the bill on employees’ behalf.

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Employee Ignores Doctor, Company Pays.

by Health Fairs Management on August 29, 2010

When an employee ignores directions from a doctor, who’s responsible when the employee causes a serious accident on the job?

In some cases, it’s your firm that ends up on the hook – both for workers’ comp and for other people ’s injuries caused by misuse of a prescription drug.

Situations like these raise three questions that even HR/benefits pros have trouble answering. How are you – or supervisors – supposed to know what meds people  are on and whether they’re taking them as directed by their physicians?

In most cases, you won’t.

Are you able to find out without violating health insurance portability and accountability act (HIPAA) or other laws?

You can’t, unless the employee volunteers the info or a physician notes the effects of medication being the reason for the accident.

So when you won’t know and can’t find out, how on earth can your firm be held responsible after the fact?

It all depends on the circumstances. Three key danger signs –

• A supervisor already has knowledge of an employee’s medical condition, if not the meds themselves. Example –  the staff member requested a schedule change and said it was due to a particular medical problem

• the individuals has a history of erratic behavior that management suspects is medication-related, and/or

• the employee’s job involves potentially dangerous situations.

Spotting possible danger

A Florida case (Johnson v. Rentway) is a classic example of the two of the three large danger signs.

1. the supervisor knew an employee had insulin-dependent diabetes.

2. the worker was under physician’s orders to take insulin at specific times, which required the company to adjust the employee’s schedule.

But due to short staffing, the staff member was often forced to work shifts that overlapped with times he was supposed to take injections.

What’s more, the worker worked a potentially hazardous job (he was a professional truck driver).

In conclusion, the inevitable happpened. the employee suffered a diabetic blackout at the wheel, causing a serious crash that injured himself and another driver.

The employee filed for workers’ comp, and the injured driver sued the corporation. the firm fought – and lost- both cases. Total cost –  $5 million.

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The Cost of a Drunk Staff Member.

August 28, 2010

Having even one problem drinker on your medical plan – including a covered family member with abuse issues – can cost your company big.
Some estimates place the potential cost as high as $35,000 a year per case. What’ your company’s risk?
A lot of wellness programs are geared toward managing employees’ health risks associated with diseases [...]

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Prescription Benefit Ripoffs.

August 27, 2010

It’s easy to feel like your PBM holds all the power over you. In most cases, it does.
A landmark 2004 study compared what pharmacy benefits managers (PBMs) charge employers’ plans to what they actually pay pharmacies.
Scientists found staggering overcharges – particularly for generic drugs. Unfortunately, four years later, the situation has scarcely changed. All [...]

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Employee Recognition and Wellness Programs.

August 26, 2010

The best staff member recognition practices are often the simplest.  
Here’s one that’s recently been adopted at the publishing company where I work –  a progam called “See something good, say something good.”  It’s a way for workers to bring positive attention to things that their peers, managers and the company’s different departments do well. [...]

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Three Ways Wellness Programs Fail.

August 25, 2010

When it comes to wellness programs, it can be tough to get past all the hype. Here’s how to avoid the three most common traps corporations fall into.
Trap #1. the “one-size-fits-all” approach
For good reason, your organization doesn’t simply copy other firms’ 401(k) plans or compensation designs. Yet, all too often, firms adopt ill-fitting wellness programs [...]

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Staff Member Pay Issues.

August 24, 2010

Variable compensation can be a excellent way to satisfy demand for higher pay while addressing  executive management’s need to boost productivity and keep base salaries under control.
But there are some major pitfalls.  Here are two proven ways to avoid the most common legal and return on investment risks.
Non-exempt employees
Beware if you use variable comp as [...]

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Insurance Agent Concerns.

August 23, 2010

Shopping for health plans through a broker is a fact of life for the vast majority of corporations. But how well is your broker meeting your needs?
And how can you work together better to minimize costs while getting maximum bang for your organization’s benefits buck?
What’s New in Benefits and Compensation conducted an exclusive survey of [...]

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Presenteeism.

August 22, 2010

Which costs your organization more –  employees who miss work or ones who show up physically but take a mental PTO day?
For most corporations, it’s the latter. So why do even savvy upper-level managers and finance directors (we’re not just talking about the bean-counters) worry about absenteeism while downplaying so-called presenteeism as a drain on [...]

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Worker Recognition Ideas.

August 21, 2010

Any benefits HR/manager can adopt these ways to make staff members feel more appreciated.
The common thread –  using your own communication skills as a powerful tool for increaseing morale.
1. Put in face time
When time permits, managers may want to put in some “face time” with workers. This in and of itself is a kind of [...]

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